Words of Wisdom

What is Deflation?
Rosie Biza Rosie Biza

What is Deflation?

Deflation can signal a decrease in the market leading to potential unemployment increases, less consumer spending and less money going into the economy.

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What is a Mutual Fund?
Rosie Biza Rosie Biza

What is a Mutual Fund?

You have likely heard of mutual funds before and if you have an employer sponsored retirement plan (like a 401k), it is most likely invested in mutual funds.

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Which Life Insurance is the Right Fit?
Rosie Biza Rosie Biza

Which Life Insurance is the Right Fit?

Life insurance is vital if someone depends on you to support them. If your income were to go away because you pass away, your loved ones need the financial security of continuing income.

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Don’t Ignore Your 401(k)!
Rosie Biza Rosie Biza

Don’t Ignore Your 401(k)!

It’s easy to completely forget about your 401(k), but it’s a good idea to take a look at it at least annually because a lot of changes can happen in a year!

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When Do You Have to Pay Capital Gains?
Rosie Biza Rosie Biza

When Do You Have to Pay Capital Gains?

Regardless of where you are in your investing journey, it’s important to understand capital gains and what they mean for your accounts, when you have to pay them, and how this all shakes out at tax time.

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How to Buy a Car
Rosie Biza Rosie Biza

How to Buy a Car

Getting a new vehicle is a huge and fun step! Should you go for the lease, save up enough cash to pay for the car outright, or buy the car using a loan?

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What Do You Need to File Your Taxes?
Rosie Biza Rosie Biza

What Do You Need to File Your Taxes?

“When it comes to taxes, there are two types of people. There are those that get it done early, also known as psychopaths, and then the rest of us.” – Jimmy Kimmel

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Easy Ways to Save at the Grocery Store
Rosie Biza Rosie Biza

Easy Ways to Save at the Grocery Store

I used to go into the store with absolutely no plan, buy whatever sounded good and ended up wasting a lot of food, which wasted my money. Here are some things I’ve learned to make grocery shopping a nice, pleasant experience and save money.

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When to Hire a Financial Advisor
Rosie Biza Rosie Biza

When to Hire a Financial Advisor

How do you know it’s time to hire a financial advisor? Here are some situations in which you may benefit from hiring someone to help you.

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Personal Finance Books I Love
Rosie Biza Rosie Biza

Personal Finance Books I Love

I don’t blame you if personal finance is at the very bottom of your reading list, but here are some of my favorites that were easy to read and entertaining.

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Why Having Just a 401(k) Isn’t Enough
Rosie Biza Rosie Biza

Why Having Just a 401(k) Isn’t Enough

You are an adult! You have a grown-up job! You went to a 30-minute meeting about retirement plans and signed up to put a percentage of your salary into something called a 401(k)!

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Let’s Chat!

rosie@kerriganfinancial.com
(360) 918-9425

Kerrigan Financial Management
1601 Cooper Point Road NW
Olympia, WA 98502